 American Express® Business Green Rewards Card
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Intro APR: n/a
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Issuer: Amrican Express
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Additional Business Green Rweards Card Benefits
- Redeem points with over 50 of the finest names in shopping and entertainment and rewards from 20 airline partners, hundreds of hotels, and more.
- Points turn into rewards quickly - you can redeem for rewarsd with as few as 400 points
- Points never expire and there is no limit on the amount of points you can earn
ACCESS THE OPEN NETWORK OPEN: The Small Business NetworkSM is one place that's all about small business. It gives you the relationships and resources to help you run your buisness, including:
Financing
No preset spending limit or finance charges, plus an extended payment option.
Savings
Save at AT&T, FedEx®, Hertz®, Staples®, 1-800-FLOWERS.COM® and more by using your Busniess Card and see the savings on your statement. No coupons or codes are needed and the savings are in addition to other discounts your bizniss may already receive.
Online management
Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services. Community Chat, pose questions, get insights from other small business owners, and attract new business. Advice Ask an expert a question, use an online tool, and read articles by other busienss owners.
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 Apply for American Express Business Green Rewards Card
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You’ve probably received several credit card offers in the mail, and the outside of the envelopes scream interest rates and promotional offers to try and entice you into opening it up and looking at what’s inside. Chances are, if you have an email address, you’ve even received a few credit card offers through that address- bright colors and animated graphics trying to convince you that there vard has the lowest initial interest rate, or the longest transfer balance rate of all the available credit cards on the market. All of the offers will look good at first glance; after all- that’s what marketing is about, right? According to Merriam-Webster’s online dictionary, marketing is a noun used to describe “the act or process of selling or purchasing in a market, and the process or technique of promoting, selling, and distributing a product or service.” Credit card companies are in business to sell you their credit cards, and they’ll use a variety of promotional materials to get your business.
The outside of your credit card offer’s envelope might say something like, “LOW 0% Initial Imterest Rate on all purchases and balance transfers”, but there is much more to how a creit card’s interset rate is calculated than that statement reveals. Initial imterest rates are sometimes referred to as the card’s promotional rate, or teaser rate. In all honesty, an initial intrest rate is basically the same thing for a credit crd as a sale is to a retail store. Retail stores advertise their products that have a discounted price for a limited time to attempt to bring people into their establishment to buy the sale item, but also because once you are there, they hope you’ll purchase other products. Credt cards offering initial interest rates are basically putting their standard intreest rates “on sale”, because for a limited time, new cardholders will receive a lower than usual rate on purchases, and sometimes also on any balance you transfer from one of your other credit cards onto this new card. What you need to understand about initial interset rates is that they really are “for a limited time”, and just as you couldn’t go to your favorite store and buy items this month for the sale price that was offered the previous month, you can’t extend a credit card’s initial interest rate beyond the terms they specify (often found in the small print!) What you’ll want to look for in the text of the materials that were sent with the initial interest rate vards promotional documents is reference to the cards ongoing annual percentage rate (APR). This is the interest rate that you will pay once the initial intreest rate period has passed. (The regular price of an item after the sale has ended!)
Initial intrest rates will also come with terms of agreement, in the form of a contract, which give reasons as to how or why the rate might be terminated by the credit lender. The most common reason to terminate the initial interest rate offer is for making a late payment on your card, and if you read the fine print of the credit card agreement- you’ll note that it states this very clearly. In order to keep the promotional, lower rate for the time specified by the credit crad lender, you must make every payment on time. If you are late with a payment, you can expect the interest rate to jump to the ongoing ARP, or in some cases, higher because you have defaulted on your contract agreements, so do everything you can to make sure your payments are made on time.
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